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APR: 5.99% for 3 years Learn More
Cash Advance APR: 19.8% Learn More
Balance Transfer APR: 5.99% for 3 years Learn More
Yearly Fee: $0.00 Learn More
Card Style: Low Interest 
Type: Mastercard 
Credit Required: Excellent 
Decision Time: 30 Seconds 
Offers Online Application: Yes Apply Here Link

No Annual Fee

Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)

After your three years are up, your purchase rate and balance transfer rate become a variable rate of Prime +4.99%

Save money when you transfer high-interest debt with our no-fee balance transfer service

Reviews

We found 3 Capital One SmartLine Platinum MasterCard Reviews.


Debbie M From NS Nova Scotia Canada - 01/21/2011

I got this cap1 card last fall without rewards and they gave me 15,000 limit. I transferred a 3000 dollar balance and so far things have been very very good. I don't see any other credit card company offering these great rates and travel insurance along with it. So this card sure got my attention. I don't know of anyone one else in my large circle of friends and family that gets such a low interest rate. Let me just warn you that you have to have good/great credit and a pretty good job to qualify though. I applied for my card online and the experience was fairly painless.

Customer Satisfaction
Easy to Read Billing
Phone Support & Customer Service

Pros: super low interest rate, travel insurance




 

Lyndsay H From AB Alberta Canada - 01/17/2011

I applyed for this card around 6 months ago and have nothing but good things to say about it. I was looking for a low interest credit card that also had travel accident insurance along with Baggage Insurance and Rental Collision. I was happy to find such a card and transfer my old mbna balance to them without any issues. My old mbna card had a 19.9% interest rate so as you caa see this card is saving me money on interest payments big time. This is really one of the best credit cards cap1 offers.

Customer Satisfaction
Easy to Read Billing
Phone Support & Customer Service

Pros: Very Low Interest Rate




 

Dan MacNeil From NF Newfoundland Canada - 01/10/2011

Good card along with a very competitive interest rate. I'm pretty sure this is by far the lowest interest rate credit card in canada for the longest period of time. Something told me interest rates were going to go up so i got this card and locked in for 3 years.

Customer Satisfaction
Easy to Read Billing
Phone Support & Customer Service

Pros: low interest rate, allows balance transfers